HEALTH INSURANCE
The City of Sterling offers health, dental and life insurance to full-time employees or employees that work 30 hours per week or more on a regular basis and their dependents. Insurance is provided through County Technical Services, Inc. (CTSI) in the County Health Pool (CHP) network. Employees choose doctors, hospitals, and other medical providers from a listing of groups that have contracted with Anthem Blue Cross/Blue Shield. There are two plans to choose from:

An annual $0 deductible per person, co-pay of $25 per visit
An annual deductible of $1000 per person, co-pay of $35 per visit, hospital charges vary.
Prescription coverage is $75 deductible with varying schedules depending on drug choices. This coverage runs for the calendar year.

Dental insurance includes a $50 deductible per person and 80% employer-20% employee coverage on most procedures after the deductible. Orthodontia coverage for children under 19 is 50%. The total benefit per person can be $1500 in a calendar year. There can be two cleanings each year. Premiums depend on what coverage has been chosen with the orthodontia coverage more.

For cost sharing information, please contact Human Resources at 970-522-9700.

Life insurance coverage is $20,000 for employee and $2000 for spouse and $1000 for each child.

All of these coverages start on the first of the month after 30 days of employment with the City of Sterling.